Terms of Service

Terms of Service

Last Updated: January 16, 2026

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING EQUITY EMPIRE’S SERVICES.

These Terms of Service (“Agreement”) constitute a binding contract between you (“You,” “Your,” or “Subscriber”) and Equity Empire (“We,” “Us,” “Our,” or “Equity Empire”). By accessing, subscribing to, or using any of our Services, you agree to be bound by this Agreement. If you do not agree to these terms, you must immediately cease all use of our Services.

1. Definitions

For purposes of this Agreement:

“Services” means all investment newsletters, stock recommendations, earnings analysis, research reports, video content, email alerts, and any other content or features provided by Equity Empire through our website, Substack, email platforms, or any other medium.

“Content” means all written analysis, video presentations, stock picks, earnings summaries, recommendations, research, data, graphics, and any other materials provided as part of the Services.

“Subscriber Account” means your registered account with Equity Empire.

“Subscription Fee” means the fee charged for access to Premium Services on a monthly, quarterly, or annual basis.

2. Critical Investment Disclaimers

PLEASE READ THIS SECTION CAREFULLY – IT CONTAINS ESSENTIAL INFORMATION ABOUT THE NATURE OF OUR SERVICES

2.1 We Are a Publisher, Not an Investment Adviser

Equity Empire is a publisher of financial information and stock market research, not an investment adviser or registered broker-dealer. We rely upon the “publisher’s exclusion” from the definition of investment adviser under Section 202(a)(11)(D) of the Investment Advisers Act of 1940 and corresponding state securities laws.

You acknowledge and agree that:

We do not provide personalized or individualized investment advice

No Content published as part of our Services constitutes a personalized recommendation regarding the suitability of, or advisability of investing in, purchasing, or selling any particular investment, security, portfolio, commodity, transaction, or investment strategy

To the extent any Content may be deemed to be investment advice or recommendations, such information is impersonal and not tailored to your specific investment needs, financial situation, or risk tolerance

We do not know your personal financial circumstances, investment objectives, or risk tolerance

2.2 Not Financial, Legal, or Tax Advice

Our Services and Content are provided solely for informational and educational purposes. Nothing we publish or communicate should be construed as:

Personalized financial, investment, legal, tax, or accounting advice

An offer to buy or sell, or a solicitation of an offer to buy or sell, any security, company, financial product, or instrument

A recommendation to participate in any particular investment strategy

Professional advice tailored to your individual circumstances

2.3 Do Your Own Research

You should not rely solely upon our Content for purposes of making investment decisions. You are encouraged to:

Conduct your own independent research and due diligence

Consult with a qualified, registered investment professional before making any investment

Consider your own financial situation, investment objectives, and risk tolerance

Verify all information before acting on it

2.4 Investment Risks

INVESTING IN SECURITIES INVOLVES SUBSTANTIAL RISK OF LOSS. You acknowledge and agree that:

All investments carry risk, including the potential for total loss of principal

Trading in stocks, options, and other securities is speculative and involves substantial risk

Markets are volatile and unpredictable

Past performance does not guarantee future results

Investment results shown in our track record may not be typical or achievable by all subscribers

None of the investments discussed may be suitable for your particular situation

2.5 Track Record and Performance Disclaimers

We maintain complete transparency by posting all of our stock picks and past performance publicly. However, you must understand:

Past performance is not indicative of future results

Your actual investment results will likely differ from our track record due to timing of purchases/sales, trading commissions, account size, market conditions, and other factors

We do not track actual subscriber results and cannot guarantee any particular outcome

Our track record represents hypothetical or actual recommendations, not actual subscriber account performance

Historical data and performance information provided is obtained from sources we believe reliable but cannot guarantee accuracy or completeness

2.6 No Personal Advice

None of our representatives, employees, contractors, or affiliates will provide you with personalized advice regarding:

Whether to invest in any particular security

The suitability of any investment for your circumstances

The advisability of purchasing or selling any particular investment

Asset allocation recommendations specific to you

Tax implications of any investment decision

You agree not to request or contact us for such personalized advice.

2.7 Information Sources and Accuracy

The information, research, opinions, and Content we provide are obtained or derived from sources we believe to be reliable. However:

We cannot guarantee accuracy, completeness, timeliness, or reliability of any Content

Information may become outdated and should not be relied upon without verification

We have no obligation to update past Content or correct errors

Market data, quotes, and financial information may be delayed or contain errors

We rely on third-party data providers and are not responsible for their errors

2.8 Conflicts of Interest

You acknowledge that:

Our analysts and representatives may hold positions in securities we recommend or discuss

We may buy or sell securities before, during, or after we publish Content about them

We may have business relationships with companies we cover

We reserve the right to trade securities mentioned in our Content

3. Services and Access

3.1 Service Offerings

Equity Empire provides:

Free Content: Basic investment commentary and analysis available without subscription

Premium Services: Subscription-based services including:

Blue chip buy alerts and recommendations

Small cap stock picks

Active trading recommendations

Detailed earnings analysis and summaries

Video analysis and market commentary

Email alerts and updates

Access to complete track record and archives

3.2 Right to Modify Services

We reserve the right to:

Change, modify, or discontinue any Content or Service at any time

Add or remove features from our Services

Change the frequency or format of our communications

Substitute alternative Content or Services

Update pricing for new subscribers (existing subscriptions maintained at contracted rate)

We may make these changes with or without notice. Your continued use of the Services constitutes acceptance of such changes.

4. Subscription Terms and Billing

4.1 Subscription Plans

Premium Services are available on the following subscription bases:

Monthly subscriptions

Quarterly subscriptions

Annual subscriptions

Pricing for each subscription tier is displayed during the registration process and on our website.

4.2 Payment and Billing

You agree to the following payment terms:

All Subscription Fees are charged in U.S. dollars

Payment is processed through Stripe and/or SureCart

Fees are charged to your designated payment method (credit card, debit card, or bank account)

You must provide accurate and current payment information

You must promptly update payment information if it changes

All Fees are due immediately upon ordering

We do not store complete credit card numbers

4.3 Automatic Renewal

YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW AT THE END OF EACH BILLING PERIOD UNLESS YOU CANCEL BEFORE THE RENEWAL DATE.

By subscribing, you authorize us to:

Automatically charge your payment method at the end of each billing period

Continue charging until you cancel your subscription

Charge renewal fees at the then-current rate (which may differ from your original subscription price)

To avoid being charged for renewal, you must cancel your subscription at least one (1) day before your renewal date.

4.4 How to Cancel Auto-Renewal

To cancel your automatic renewal, you must:

Log into your Subscriber Account and modify your subscription settings, OR

Email us at team@myequityempire.com

Cancellation requests via any other method will not be accepted.

4.5 Failed Payments

If your payment method is declined or payment fails:

We will attempt to notify you via email

We may suspend your access to Premium Services

We may retry charging your payment method

We may cancel your subscription after multiple failed attempts

You remain responsible for all unpaid Fees

5. Cancellation and Refund Policy

5.1 30-Day Money Back Guarantee

We offer a 30-day money back guarantee for all new subscriptions.

If you are not satisfied with your subscription, you may cancel within the first 30 days of your initial subscription and receive a full refund, minus any pro-rated charge for the period you had access to the Services (equivalent to one month’s subscription fee if applicable).

To request a refund within the 30-day period:

Email team@myequityempire.com with “Refund Request” in the subject line

5.2 Refunds After 30 Days

After the initial 30-day period, all Subscription Fees are non-refundable as a general rule.

However, we may consider refund requests on a case-by-case basis for:

Extenuating circumstances (medical emergencies, financial hardship, etc.)

Technical issues preventing access to Services

Billing errors or duplicate charges

All refund decisions after the 30-day period are at our sole discretion and are not guaranteed.

5.3 Effect of Cancellation

When you cancel your subscription:

Your access to Premium Services will continue until the end of your current billing period

You will not be charged for subsequent billing periods

You will lose access to Premium Content at the end of your paid period

You may continue to receive free Content if you remain on our mailing list

5.4 No Refunds for Partial Periods

We do not provide pro-rated refunds or credits for:

Cancellations mid-billing period (after 30 days)

Unused portions of your subscription

Months where you did not access the Services

6. Account Terms and Restrictions

6.1 Account Registration

To access Premium Services, you must create a Subscriber Account. When registering, you agree to:

Provide accurate, current, and complete information

Maintain and update your account information

Be at least 18 years of age

Be legally able to enter into a binding contract

Maintain only one account per subscriber

6.2 Account Security

You are solely responsible for:

Maintaining the confidentiality of your login credentials

All activities that occur under your account

Unauthorized use of your account

Immediately notifying us of any security breach or unauthorized access

6.3 No Account Sharing – Personal Use Only

YOUR SUBSCRIPTION IS FOR YOUR PERSONAL USE ONLY.

You may NOT:

Share your account credentials with anyone

Allow others to access your Subscriber Account

Create multiple accounts to share with others

Provide access to Premium Services to any third party

Violation of this provision is grounds for immediate termination of your account without refund.

6.4 Prohibition on Commercial Use

The Services are provided for your personal, non-commercial use only. You may NOT:

Resell or redistribute our Content

Use our Services or Content for any commercial purpose

Copy our analysis for use in your own newsletter or publication

Create derivative works based on our Content

Use our recommendations in any professional investment advisory capacity

7. Content Usage and Intellectual Property

7.1 Our Intellectual Property Rights

All Content, including but not limited to text, graphics, videos, logos, stock analysis, earnings summaries, and recommendations, is the exclusive property of Equity Empire and is protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, revocable, non-exclusive, non-transferable license to:

Access and view the Content for your personal use

Download or print one copy of Content for your personal reference

Use the Services solely as intended and permitted under this Agreement

7.3 Prohibited Uses of Content

YOU MAY NOT:

Reproduce, copy, or redistribute any Content to third parties

Forward our emails or newsletters to others (except immediate family members in your household)

Post our Content on social media, forums, or websites

Screenshot or share our stock picks publicly

Create databases or compilations from our Content

Modify, adapt, or create derivative works from our Content

Remove copyright notices or attribution

Use automated tools to scrape or extract our Content

Reverse engineer any software or tools we provide

7.4 Copyright Enforcement

We actively monitor for unauthorized use of our Content. Violation of our intellectual property rights may result in:

Immediate termination of your account

Legal action for copyright infringement

Recovery of damages and legal fees

8. User Conduct and Prohibited Activities

You agree NOT to:

Violate any laws or regulations in connection with your use of the Services

Use the Services for any fraudulent or malicious purpose

Impersonate any person or entity

Interfere with or disrupt the Services or servers

Attempt to gain unauthorized access to any portion of the Services

Upload viruses, malware, or harmful code

Harass, abuse, or harm other users or our representatives

Collect information about other users

Use the Services to spam or send unsolicited communications

Engage in any activity that could damage our reputation or business

9. Disclaimer of Warranties

THE SERVICES AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

IMPLIED WARRANTIES OF MERCHANTABILITY

FITNESS FOR A PARTICULAR PURPOSE

NON-INFRINGEMENT

ACCURACY, COMPLETENESS, OR RELIABILITY OF CONTENT

UNINTERRUPTED OR ERROR-FREE SERVICE

RESULTS OR OUTCOMES FROM USING THE SERVICES

SECURITY OF THE SERVICES OR YOUR DATA

WE DO NOT WARRANT OR GUARANTEE ANY INVESTMENT RESULTS, RETURNS, PERFORMANCE, OR OUTCOMES FROM USE OF OUR SERVICES.

10. Limitation of Liability

PLEASE READ THIS SECTION CAREFULLY AS IT LIMITS OUR LIABILITY TO YOU.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EQUITY EMPIRE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, CONTRACTORS, AND REPRESENTATIVES SHALL NOT BE LIABLE TO YOU FOR:

ANY INVESTMENT LOSSES, TRADING LOSSES, OR FINANCIAL DAMAGES

LOST PROFITS OR LOST OPPORTUNITIES

INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES

DAMAGES RESULTING FROM ERRORS, OMISSIONS, OR INACCURACIES IN CONTENT

DAMAGES RESULTING FROM SERVICE INTERRUPTIONS OR DOWNTIME

DAMAGES FROM UNAUTHORIZED ACCESS TO YOUR ACCOUNT

DAMAGES FROM THIRD-PARTY ACTIONS OR CONTENT

ANY OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID TO US IN SUBSCRIPTION FEES DURING THE 12 MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR LIMITATION OF LIABILITY, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

11. Indemnification

You agree to indemnify, defend, and hold harmless Equity Empire and its officers, directors, employees, affiliates, contractors, and representatives from any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from:

Your use or misuse of the Services

Your violation of this Agreement

Your violation of any laws or third-party rights

Your investment decisions or trading activities

Your unauthorized sharing or distribution of Content

Any content you submit or post

12. Termination

12.1 Termination by You

You may cancel your subscription at any time as described in Section 4.4 and Section 5.

12.2 Termination by Us

We may terminate or suspend your access to the Services immediately, without prior notice, for any reason including:

Violation of this Agreement

Suspected fraud or abuse

Non-payment of Subscription Fees

Sharing account credentials or Content

Engaging in prohibited activities

Chargebacks or payment disputes

For any reason or no reason at our discretion

Upon termination:

Your right to access the Services immediately ceases

You remain liable for all Fees incurred prior to termination

Sections of this Agreement that by their nature should survive will remain in effect

13. Third-Party Services and Links

Our Services may contain links to third-party websites, services, or resources, including:

Brokerage platforms

Financial news sources

Company investor relations pages

Social media platforms (YouTube, X/Twitter, Instagram)

We do not endorse, control, or assume responsibility for any third-party content, services, or websites. Your use of third-party services is at your own risk and subject to their terms and conditions.

14. Dispute Resolution and Governing Law

14.1 Governing Law

This Agreement is governed by the laws of the State of California, without regard to conflict of law principles.

14.2 Venue and Jurisdiction

Any legal action or proceeding arising from this Agreement must be brought exclusively in the state or federal courts located in California. You consent to the personal jurisdiction of these courts and waive any objection based on inconvenient forum.

14.3 Waiver of Jury Trial

YOU AND EQUITY EMPIRE WAIVE THE RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING FROM THIS AGREEMENT.

14.4 Class Action Waiver

YOU AGREE TO BRING CLAIMS AGAINST US ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS ACTION, REPRESENTATIVE ACTION, OR CONSOLIDATED PROCEEDING.

14.5 One-Year Limitation Period

Any claim arising from this Agreement or the Services must be filed within one (1) year from when the claim arose. Claims filed after this period are permanently barred.

15. General Provisions

15.1 Entire Agreement

This Agreement, together with our Privacy Policy, constitutes the entire agreement between you and Equity Empire regarding the Services and supersedes all prior agreements or understandings.

15.2 Changes to Terms

We may modify this Agreement at any time by posting the updated terms on our website. Your continued use of the Services after changes are posted constitutes acceptance of the modified Agreement. Material changes will be communicated via email.

15.3 Severability

If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

15.4 No Waiver

Our failure to enforce any right or provision of this Agreement does not constitute a waiver of that right or provision.

15.5 Assignment

You may not assign or transfer your rights under this Agreement without our written consent. We may assign our rights and obligations without restriction.

15.6 Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, strikes, internet failures, or government actions.

15.7 Independent Contractor

Nothing in this Agreement creates any partnership, joint venture, agency, franchise, sales representative, or employment relationship between you and Equity Empire.

15.8 Electronic Communications

You consent to receive electronic communications from us, including emails, notices, and disclosures. These electronic communications satisfy any legal requirement that communications be in writing.

16. Contact Information

Equity Empire

For questions about these Terms of Service or to exercise your rights under this Agreement:

Email: team@myequityempire.com

Mailing Address: 2086 E. Canal Dr #131 Turlock, CA 95380

17. Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT:

You have read and understood this entire Agreement

You agree to be bound by all terms and conditions

You understand that investing involves risk and you may lose money

We are not providing personalized investment advice

You are responsible for your own investment decisions

Past performance does not guarantee future results

You will consult with a qualified financial professional before making investment decisions